Risk Management and Insurance 
scott E. Harrington , Gregory R. Niehaous ...[et al] 
 - 2nd ed. 
 - Boston :  McGraw-Hill Ryerson,  2004. 
 - xxiii,626 p,;  ill. 
<br/><br/><label>ISBN: </label>0070970777 
<br/><br/><label>LC Class. No.: </label>HG8051  / .R57 2004